Step into the beauty and serenity of this unique Mill Creek home! This exquisite 3-bedroom/2. 5-bath/den/ pool home offers a large fully fenced, lake-front yard and an enormous 4-car garage! Approaching this grand residence, a scenic circular driveway surrounded by lush, mature greenery welcomes you home. The front porch is elegantly detailed with stone and brick. Step into the two-story foyer and feel the warmth of this welcoming space, which includes a versatile front office that could serve as a 4th bedroom. The lovely dining room has crown molding and French doors opening to the side porch, perfect for al fresco dining and entertaining. The heart of the home is the living room, where cathedral ceilings and a wood-burning stone fireplace create a cozy and inviting atmosphere. The gourmet kitchen is a chef's delight with granite counters, tile backsplash, breakfast bar seating, and under-cabinet lighting. The roomy primary suite on the first floor features built-in closet storage and an ensuite bathroom with a custom stone shower and double vanity. Upstairs, you’ll find two additional bedrooms and a full bath, offering comfort and luxury for family and guests. The Florida room, with wall-to-wall sliders, provides seamless access to the lanai, revealing an inground pool and spa, alongside an outdoor kitchen. The setting is perfect for relaxing or entertaining with the large fenced yard overlooking a serene lake. Mill Creek is a large lot neighborhood with a variety of architectural styles, low HOA fees and no CDD fees! You are close to all that the area has to offer, yet feel the space and serenity of this large lot neighborhood.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,936 | $3,982 | $5,053 |
Total Monthly Payment | $4,430 | $4,476 | $5,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.