You will fall in love with the layout of this home! Walk in the front door and you will see the expansive kitchen loaded with cabinets galore, a big island, great eat-in dining area and plenty of room to move. Better yet, the kitchen is open to the large living room that makes entertaining a breeze. Pop out onto the private back deck and enjoy a cup of coffee in the morning or maybe a cookout with friends on the weekend as the yard offers a ton of space for a game of cornhole or horseshoes. When the sun sets and you are ready to turn in for the night, head down one end of the home where you will find the large primary suite complete with a 3/4 bath and on the other end, a bedroom, full bathroom and an office/playroom that could be used as another "bedroom" if needed. This house offers so much space inside, fantastic privacy outside as well as a 1 and a half bay detached garage. This property truly offers so, so much. Welcome Home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $95,920 | $95,920 | $95,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $646 | $638 | $809 |
Total Monthly Payment | $898 | $890 | $1,061 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.