Welcome to 7 Captain Richards Lane - a stunning retreat in Fort Salonga, offering unmatched privacy within an almost two-acre woodland sanctuary. This expansive colonial-style home boasts an open floorplan, with 4 bedrooms upstairs and 3. 5 baths-including a newly remodeled bathroom with marble tile, a clawfoot tub, walk-in shower, double-sink vanity, large built-in cabinet mirrors, and a chandelier. The spacious kitchen is equipped with double Dacor ovens, a Bosch dishwasher, and a new cooktop, ideal for culinary enthusiasts. Adjoining the kitchen, the great room features a unique two-sided wood-burning fireplace and floor-to-ceiling windows overlooking a scenic backyard frequented by songbirds. The bright, generously sized living room showcases a mahogany fireplace mantel and a bay window with views of the front yard, while the large dining room includes its own bay window for a beautiful front yard vista. An added highlight on the main level is an extensive bonus space with three sizable rooms, a full bathroom, and a private entrance, offering versatile options for a home office, guest suite, or hobby area. An oversized attached two-car garage includes a new freezer and convenient kitchen access for easy grocery unloading. The finished lower level provides a laundry room, boiler room, vast storage, and two additional rooms suitable for a gym, playroom, or guest quarters, along with a full bathroom. The outdoor space is a true woodland oasis, complete with mature, lush gardens and a secluded 20x40-foot in-ground pool featuring a new deck surround and Merlin safety winter cover. Additional outdoor features include a screened-in gazebo with ceiling fan, a cozy wood-burning fireplace nook, an extensive patio, a 12-zone sprinkler system, and a "Fido" dog fence with two collars. Meandering woodland paths have been professionally landscaped to add a sense of tranquility. This estate is considered a horse property and has been meticulously maintained by its second owner, with recent updates including the roof, gutters, pool area, electrical systems, and more. Located in an area that offers extreme privacy, yet just minutes from shopping, parks, beaches, golf courses, downtown Northport, and the Sunken Meadow Parkway, this property combines seclusion with convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,288,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,030,400 | $1,030,400 | $1,030,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.348% | 5.911% |
Monthly Tax Payment | $1,578 | $1,578 | $1,578 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,770 | $6,344 | $8,557 |
Total Monthly Payment | $7,473 | $8,047 | $10,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.