Welcome to 7 Captain Richards Lane, Fort Salonga - a stunning colonial-style home set within a private, nearly two-acre woodland sanctuary. This meticulously maintained retreat combines timeless elegance with modern updates, offering exceptional comfort and seclusion. The home's open floor plan includes 5 spacious bedrooms and 2. 5 baths. The chef's kitchen is equipped with premium appliances, including double Dacor ovens, a Bosch dishwasher, and a new cooktop, making it perfect for culinary enthusiasts. Adjacent to the kitchen, the great room offers a warm, inviting ambiance with a two-sided wood-burning fireplace and floor-to-ceiling windows that frame scenic views of the serene backyard, often visited by songbirds. The main level also boasts a bright living room featuring a custom mahogany fireplace mantel and a bay window overlooking the front yard. The large dining room, with its own bay window, provides a charming setting for formal meals. A versatile bonus space includes three well-sized rooms, a full bathroom, and a private entrance, ideal for use as a guest suite, home office, or hobby area. The standout feature upstairs is the newly remodeled bathroom, adorned with marble tile, a clawfoot tub, a walk-in shower, a double-sink vanity, large built-in cabinet mirrors, and a striking chandelier. The lower level offers even more functionality with a laundry room, boiler room, generous storage, and two finished rooms that can serve as a gym, playroom, or additional guest quarters. The outdoor space is a tranquil woodland oasis perfect for entertaining. Upon stepping outside, you'll find the 20x40 in-ground pool complete with a new deck surround and Merlin safety winter cover, the screened-in gazebo, a cozy wood-burning fireplace nook and expansive patio, a professionally landscaped network of woodland paths and 12-zone sprinkler system, and a "Fido" dog fence with two collars for added convenience. Additional features include an oversized two-car garage with a new freezer and direct kitchen access, making grocery unloading effortless. This home is considered a horse property and has been impeccably cared for by its second owner, with updates that include a new roof, gutters, electrical systems, and pool enhancements. Situated in an exclusive setting that ensures privacy, the property is also just minutes from shopping, beaches, parks, golf courses, downtown Northport, and the Sunken Meadow Parkway, blending seclusion with convenience. Discover the perfect blend of nature, luxury, and practicality at 7 Captain Richards Lane-a rare opportunity to own a true woodland retreat. , Additional information: Appearance: Mint, Interior Features: Guest Quarters, Marble Bath
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,030,400 | $1,030,400 | $1,030,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $1,578 | $1,578 | $1,578 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,013 | $6,513 | $8,695 |
Total Monthly Payment | $7,716 | $8,216 | $10,398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.