Location, Location…NOT in a flood zone!!!! Pride of ownership prevails in this immaculate, meticulously maintained, move-in-ready home with nearly 1, 800 sq. ft. of fine Florida living. Family friendly layout offers a 3-way split floor plan with 4 bedrooms, 2 baths and an oversized 2-car garage. Lovely covered, brick paver front porch leads to a double door entry leading to the wide-open floor plan featuring a formal dining area and a magnificently spacious great room with plank tile flooring, tall, upgraded base molding, plantation shutters and a vaulted ceiling with large designer ceiling fan. All open to the fabulous entertainer’s kitchen with a raised breakfast bar boasting an extended bar seating area, quartz counters, designer tile backsplash, white shaker cabinets with soft close, farm sink with water filtration, and SS appliances. The ideal, split bedroom floor plan provides privacy with a spacious primary bedroom located off the kitchen area. The sizable space features an elegant, coffered ceiling, oversized crown molding, chair rail, extended sitting area, plantation shutters, a private sliding door entrance to the lanai, large walk-in closet with custom shelving and recently remodeled ensuite (6 months ago) the spa-like atmosphere includes stunning marble flooring, full walk in shower with ledge seating and dual undermount sinks with pendant lighting. Inside laundry is conveniently located just off the primary bedroom and includes the washer/dryer and spacious upper cabinetry for storage. The opposite side of the home features 3 additional bedrooms that are split by a marvelous hall bath with gorgeous marble flooring, a decorative vanity with granite counter and undermount sink, designer lighting and tub/shower combination with tile accents. Bedroom #3 currently serves as a massive closet featuring custom closet cabinetry that could be removed and converted back to accommodate a full bedroom setting. Living space is extended through sliding glass doors leading to the huge pavered, covered and screened lania overlooking the pool-sized backyard featuring banana, mango and fig trees. The large, partially fenced, backyard allows ultimate privacy with no rear neighbors and vital play space for little ones and fur babies alike. Plenty of room to add a pool! Additional updates include: Water Heater (2015), Ceran Top Range and Refrigerator (2 months old). All this in sought-after Palm Harbor near to all including shopping, restaurants, entertainment, hospitals and the splendor of the Gulf Beaches. Zoned for some of Pinellas County's most highly rated schools including Palm Harbor University High School.
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,732 | $2,764 | $3,508 |
Total Monthly Payment | $3,156 | $3,188 | $3,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.