Welcome to this stunning 5-bedroom, 4-bath home in the desirable Whisper Ridge community, where you'll enjoy the benefits of an extra-large lot and no CDD fees. This beautiful home offers a formal living and dining room, perfect for hosting gatherings, along with a versatile bonus room that includes a full bath—ideal for a guest suite, home office, or playroom. The spacious great room, featuring elegant wood flooring, serves as the heart of the home. A separate laundry room and a 3-car garage provide added convenience and ample storage.
Step outside to your expansive backyard, where there's plenty of room to create your dream outdoor oasis, whether that includes a pool, a play area for the family, or both. The property is privacy fenced and equipped with a camera system that conveys with the home, ensuring peace of mind. Located just a few miles from the St. Augustine Premium Outlets and the Shoppes at Murabella, this home provides easy access to I-95, St. Augustine Historic District, St Augustine beaches, and more. With too many wonderful features to list, this Whisper Ridge stunner is a must-see. . . schedule your showing TODAY!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $318 | $318 | $318 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,337 | $3,334 | $4,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.