This 2005 home is located in an area within a few miles from shopping, restaurants and schools, yet very quiet setting, no HOA, no restrictions. Just 2 other home on the street. It sits on 1/2 acre has a Dec. 2022 roof and 2022 HVAC system. 2356 ft. ². 3 bedroom, 2. 5 bathroom huge home with open kitchen/living room. Wood burning fireplace accompanies the living room. The laundry room sits right off of the kitchen and it does have a half bath in it. It does go out to a nice wood deck that overlooks the fenced yard. There is an above ground pool. (Not filled currently, but it does work) There is also a nice shed for you to put all your extras and lawn equipment. The dining space in this home is large enough to accommodate a big table for large gatherings. There are two master suites in this home each have large rooms with oversized bathrooms. Each bathroom does contain a shower, sitting area and garden tub. The kitchen in this home is huge and perfect for entertaining when you have lots of guests due to the open living area, large island, and eat in kitchen space. This is a fantastic home get it today and make it your home sweet home!
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$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $46 | $46 | $46 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,198 | $1,196 | $1,518 |
Total Monthly Payment | $1,319 | $1,317 | $1,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.