FURNISHED 3 BEDROOM, 2 BATH, 2-CAR GARAGE LAKEFRONT HOME IN GATED COMMUNITY OF OYSTER CREEK IN ENGLEWOOD! The highlight of this home is undoubtedly the large enclosed lanai, offering views of the 17th green of the Oyster Creek Golf and Country Club and serene water vistas. Surrounded by sliders, the lanai is the perfect space to enjoy year-round, rain or shine. Step inside to discover an open floor plan with high ceilings and a neutral décor that perfectly complements the contemporary lighting fixtures and plantation shutters. The wall of pocketing sliders in the living room offers an abundance of natural light. The heart of the home is the well-equipped kitchen, featuring ample counter and cabinet space, a breakfast bar, and a casual dining area. Retreat to the generous primary suite, where you'll wake up to golf course views and enjoy a private bath with dual sinks, a walk-in shower, and a walk-in closet. The split floor plan ensures privacy for guests, with two light and bright large guest bedrooms and a separate bath featuring a walk-in shower. Additional features include an inside utility room, a roof that's just 4 years old, and a hot water heater that's only 1 year old. The outside patio is perfect for grilling and entertaining, surrounded by beautiful curb appeal and mature tropical landscaping. Living in Oyster Creek means enjoying a low HOA fee that includes cable, internet, and lawn care. The community offers a clubhouse with a heated pool, fitness center, meeting room, full kitchen, library, billiards, tennis, and numerous social activities. Plus, it's a deed-restricted, golf cart-friendly neighborhood close to fine dining, shopping, entertainment, and the stunning beaches of Boca Grande, Manasota Key, and Englewood. World-class fishing and boating are also nearby, making this the perfect place to call home. Don’t miss this opportunity! Schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $392 | $392 | $392 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,522 | $2,552 | $3,238 |
Total Monthly Payment | $2,989 | $3,019 | $3,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.