Welcome to this move in ready home in the trails community with unbeatable location just short distance 6 miles to Sarasota, white sandy beaches of Siesta Key, , Longboat Key, Coquina Beach, St Armands, Circle. Short distance from University Rarkway and tons of shopping and restaurants. The Trails is one of the best kept secrets as it has prestigious Sarasota address but Manatee county tax base. The Trails sub has no CCD and low 48. 00 month HOA. You also have access to the beautiful pool and recently updated tennis court and pickleball with a active group. This 1995 home has a open split floor plan with major upgrades in flooring and master bath, no carpet in house, luxury plank vinyl flooring that is very durable and water resistant. Lanai with new screens (installed August 2024) overlooks a pond that has bass, sunnies, tilapia and more. Enjoy fishing , bird watching of all sorts out of the living room sliding doors. This home is something special as it's one of the larger lot sizes, approximately 43, 560 sq ft which gives enough room for expansion, pool, garden and more which is rare these days with home being built with 10 ft lot lines. Family room offers a real wood burning fireplace, seperate dining room and second living room. Not near any noisy roads not in airport flight path. Come take a look and see why this high sealing open split is ready to enjoy. New Heat Pump A/C Installed week of October 16th, 2024, Master bath upgraded, kitchen upgraded, new water heater. . NO DAMAGE form hurricanes. Owners state it can be moved in 2 months ready to escape cold winters.
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Our Executive Mortgage Banker:
Our Insurance Division:
$536,600
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $429,280 | $429,280 | $429,280 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,892 | $2,853 | $3,620 |
Total Monthly Payment | $3,220 | $3,181 | $3,948 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.