Brand new roof was just installed! Welcome to the #1 school district in Florida and no HOA! This 4 bedroom/2 bath POOL home is tucked away in the quiet and serene Cardinal Oaks Cove. This split-plan home features cathedral ceilings, a stone fireplace and private pool on 0. 3 acres. The fireplace creates a cozy ambience in the winter and the large pool will keep you cool all summer long! The primary suite includes a walk-in closet, double vanity, shower and soaking tub. Three additional bedrooms all have large windows and plenty of closet space. The eat-in kitchen has ample counter space and storage to prep for your next party! The formal living and dining rooms can be converted to a home gym or office to fit your needs. The pool pump and water heater were recently replaced, the AC has been well-maintained, and the interior has just been painted.
The “no-through traffic” streets are lined with beautiful oak trees and sidewalks which make this community perfect for bike rides or walks with your family or pets. Lake Mary has plenty of options for dining, sports, shopping, and entertainment while still maintaining its small-town charm. Start 2025 in your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$710,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $568,000 | $568,000 | $568,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,827 | $3,775 | $4,790 |
Total Monthly Payment | $4,147 | $4,095 | $5,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.