HIGH AND DRY in a NON-EVACUATION ZONE is this 2 Bedroom, 1 Bath, 1 Car Garage home that sits on almost a quarter acre corner lot with alley access. This home is also ideally located in Pinellas County, FL close to Beaches and Downtown St. Petersburg. Walk up the inviting sidewalk that leads to the front door and enter into a large living room featuring wood floors and crown molding. Both bedrooms also boast wood floors and walk-in closets. The bathroom has granite countertops, a tub and a separate shower stall. There is plenty of space in the large kitchen as it also serves as the dining room. Pass through the kitchen to the den that features Franch doors leading out to the 12' x 22' wood deck off the back of the house. The oversized 14' x 22' one car garage is the location of the washer/dryer, utility sink, a shower and large overhead loft with a pull-down ladder that serves as a very useful storage area. The Waldomar Groves community is looking forward to have a new homeowner. Make an appointment today.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $67 | $67 | $67 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,155 | $2,721 |
Total Monthly Payment | $2,352 | $2,297 | $2,863 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.