Priced below land value --- Solid block ranch home located on 89th Avenue, which is one of the highest elevation streets on Sunset Beach! This home features 2 bedrooms, and 1. 5 bathrooms. All new Hurricane/Impact Windows installed in 2023. Located just mere steps to the libations and live music at the world famous Ka'Tiki. . . double the steps and you are on the beach! Sunset Beach, located on the southern tip of Treasure Island, is a laid-back beach community perfect for anyone looking to relax. Known for its bohemian charm and welcoming attitude, this is a highly coveted neighborhood along Florida's Gulf Coast. The home was flooded during Helene and was immediately remediated. Please note, the City of Treasure Island has specific guidelines for remodeling and construction, including the FEMA 50% rule. Buyer(s) and/or Buyer's Agent are strongly encouraged to contact the City of Treasure Island and are fully responsible for all due-diligence concerning construction, rebuilding, and/or renovation. Available for cash purchase only to end-buyers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $683 | $683 | $683 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,628 | $2,659 | $3,373 |
Total Monthly Payment | $3,386 | $3,417 | $4,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.