This beautiful historic property in the heart of Springfield on desirable Silver Street will be sure to impress. Greeted by a canopy of mature trees and a sweet front porch, you will feel quickly right at home. As you enter, note the high ceilings, original hardwood floors, and grand stairwell. A renovated half bath off of the stairwell is convenient for guests. Head into what can be additional living space or a dining room with a focal point fireplace. Opening right into another spacious living room, much entertaining can take place here! The updated kitchen features a walk in pantry, wine fridges and bar area, granite countertops, stainless steel appliances, and tons of beautiful cabinetry including an island. A massive utility room will house laundry as well as any additional storage needs. Head upstairs to find all of the bedrooms. Three bedrooms share a well-sized bathroom (two of which need new flooring). An extra bonus nook would be a great play space or office area in between the bedrooms. A large hall closet is perfect for holiday bins or more clothing space. The primary suite features the bedroom, a flex space ideal for an office or a custom walk-in closet and a large bathroom complete with a separate shower, garden tub, and dual vanities. Out back, this area was made to gather friends and family. The deck, the astroturf, and the covered seating area make this an entertainer's outdoor oasis! Just blocks from all of the restaurants, shops, and happenings of the vibrant Springfield neighborhood as well as major interstates and hospitals, this property's location is both easy and convenient. Schedule your showing today!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $204 | $204 | $204 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,142 | $2,140 | $2,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.