WELCOME TO VILLAGE WOODS--THE HEART OF MONROE! This 3 Bedroom, 1. 5 Bath home is situated in an area of lovely homes in the midst of a CUL-DE-SAC with sunlight flooded throughout and pretty MOUNTAIN VIEWS. The entry foyer leads you to the large open living/dining area with picturesque bay window and engineered hardwood floors. Chefs will agree, this kitchen is a delight with GRANITE COUNTERS , STAINLESS STEEL APPLIANCES, plenty of counter space and separate island including stylish backsplash. All bedrooms are spacious and on the main floor. The main bathroom has been beautifully done with a designer touch. Lower level has a large family room, laundry and one-half bath. Large 2 CAR ATTACHED GARAGE, generous outdoor shed and FENCED-IN BACKYARD. Newer upgrades include, refrigerator and interior painting. Hot water heater replaced 2023. Easy access to all major shopping, easy commute to NYC and Monroe-Woodbury Schools. Lovely property! BuildingAreaSource: Public Records, ConstructionDescription: Vinyl Siding,
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $1,178 | $1,178 | $1,178 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,153 | $3,190 | $4,048 |
Total Monthly Payment | $4,423 | $4,460 | $5,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.