HIGH AND DRY! No water intrusion during either hurricane. Tucked away in South Tampa right on the Bay is a quiet, gated and beautifully maintained 55+ community called Regency Cove, offering easy access to pretty much everything (expressways, beaches, airport, and downtown), tons of amenities (like a heated pool, pavillions, kayak launch, shuffleboard, gym, fitness classes, RV and boat parking and more), and incredible residents. What's even better is that this home is a true 2-bedroom, 2-bathroom model with over 1, 100 square feet (most are smaller with only 1 or 1 1/2 baths), and comes with an added build-out currently used as a den/office (could be another bedroom with the addition of doors). Then add to that the brand new luxury vinyl plank throughout, fully renovated kitchen with upgraded shaker cabinets, new door hardware, new stainless steel appliances, and solid surface counters, as well as a matching and moveable center island. Ceilings have been resurfaced and repainted, creating a much more modern look to the interior, and all of the baseboards have been repainted. The Seller has invested over $10, 000 to have the electrical updated in 2018, and included new outlets, switches and plates, another $4, 500 for a storage shed, as well as updated light fixtures. The roof was replaced in 2021, and not the last or the least upgrade but both bathrooms were also completely updated, including vanities, mirrors, tile, hardware and flooring. We think you'll find this home and community are an incredible opportunity whether as a primary residence, seasonal 2nd home, or even a rental income producing property.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $139,920 | $139,920 | $139,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $943 | $930 | $1,180 |
Total Monthly Payment | $1,063 | $1,050 | $1,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.