This charming home is like something out of a storybook, with its beautiful curb appeal, serene koi pond and a large community pond to enjoy through-out every season. The living room features a picture window & a cozy gas fireplace, perfect for relaxing on cold nights. The formal dining room is ideal for entertaining guests, while the four-season room boasts floor-to-ceiling glass & a pellet stove for year-round enjoyment. Crisp white eat-in kitchen with access to a wrap-around deck for al fresco dining. The first floor primary bedroom is spacious & includes a closet with built-ins, while a 2nd bedroom on the main level offers flexibility for guests or a home office. Renovated tiled bathroom adds a touch of luxury. Upstairs, two additional spacious bdms & another bathroom provide plenty of room for family or visitors. Additional features of this home include central air, a whole house generator for peace of mind, two large sheds for storage, and a deep tandem garage for all your vehicles. Basement features laundry and lots of shelving for storage. This home is truly a gem, combining comfort, style, and functionality in a picturesque setting. BuildingAreaSource: Public Records, ExteriorFeatures: Rain Gutters, FireplaceFeatures: Gas, Pellet Stove, Flooring: Ceramic Tile, Laminate, FoundationDetails: Block, InteriorFeatures: Storage, Wired for Sound, LaundryFeatures: In Basement, LotFeatures: Back Yard, Front Yard, Garden, Landscaped, OtherEquipment: Generator, Utilities: Propane, WindowFeatures: Bay Window(s),
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Our Executive Mortgage Banker:
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$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $1,031 | $1,031 | $1,031 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,785 | $2,818 | $3,576 |
Total Monthly Payment | $3,908 | $3,941 | $4,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.