Step into this spacious home with an open dining area and kitchen boasting stainless steel appliances, a double oven, and a central island perfect for meal prep and gatherings. A short stairway leads from the generous living room to the incredible primary suite, featuring two versatile bonus rooms, ideal for a home office and cozy den. The expansive primary bedroom includes an en-suite bathroom with wash/dry hookups, awaiting a few finishing touches for personalized style. On the 2nd floor, three additional bedrooms (one is quite over-sized!) and a full bathroom offer plenty of space for everyone. This home has in-law potential! Just off the kitchen, step out onto a large back deck where you’ll enjoy serene wooded views, occasional deer visitors, and the charming sounds of hooting owls. Situated on over 13 partially wooded acres, there's an open area for play/gatherings and extensive trails for walking or riding, offering endless exploration and picturesque views. A spacious three-car garage with a separate walk-out door connects directly to the bright basement, which includes a workbench, ample storage, another set of wash/dry hookups, and a bonus space for an exercise room or additional storage. Dual-fueled wood/oil forced hot air furnace in the basement ensure ample heat for the entire dwelling, with electric baseboards in the main house for backup or targeted heating. Owned solar array. Seller offering concessions. Open houses: Sat 11/23 & Sunday 11/24 12pm-2pm
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $508 | $508 | $508 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,838 | $2,871 | $3,643 |
Total Monthly Payment | $3,438 | $3,471 | $4,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.