This charming 2-bedroom villa is just minutes from downtown Sarasota, offering both convenience and a peaceful retreat. With high ceilings and an abundance of natural light, the spacious living areas create a bright, airy atmosphere. The kitchen is a meal prep dream, featuring sleek granite countertops and new appliances. Ample storage throughout ensures plenty of space for all your belongings including walk-in closet in the main bedroom, storage closet off the kitchen/great room, and loft-like space in the second bedroom, while the two patios offer perfect enjoyment of the casual outdoors. Ceramic tile floors, a new washer and dryer, updated ceiling fans and lighting throughout, and large sliding doors in the main living and bedrooms further enhance the appeal. A blank slate awaiting your personal touch, this villa is ready to become the cozy residence you've been looking for! Conveniently located off Fruitville Rd. One assigned parking spot.
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Our Executive Mortgage Banker:
Our Insurance Division:
$197,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $157,600 | $157,600 | $157,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $178 | $178 | $178 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,062 | $1,047 | $1,329 |
Total Monthly Payment | $1,315 | $1,300 | $1,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.