Pack your swimsuits! Welcome to your beachside home with public beach access across the street! This cozy & spacious home is the 2nd lot from the ocean & boasts 4 bedrooms, 2 1/2 baths with a 2-car attached garage. Kitchen has beautiful solid wood cabinets, granite countertops, stainless steel appliances, and tile floor. Main floor is a split-plan with primary suite on the north side of home with a walk-in closet as well as an additional closet & the en-suite bathroom is equipped with a large, jetted tub and separate shower. Bedroom 2 is on the south side of home with wall-to-wall storage closet. This room large enough to place multiple beds/bunkbeds for the visiting guests! Living room as well as a huge great room for dining/sitting room with fireplace for ample entertaining space and a half bath as well. Upstairs you will find 2 additional spacious bedrooms, each with 2 closets and the 2nd full bath. 2 closets in each bedroom and a peak at the ocean from the one!! Partial basement and whole house attic fan.
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Our Executive Mortgage Banker:
Our Insurance Division:
$789,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $807 | $807 | $807 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,195 | $5,323 |
Total Monthly Payment | $5,152 | $5,094 | $6,222 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.