Perched above the beautiful Housatonic River, 28 Farview Drive is a deceivingly spacious ranch with MANY notable updates since 2017 and a stunning view. It's the perfect home for entertaining guests who can easily move into the open living and dining room area. With the nature preserve across the way, you can enjoy watching each season pass by from the large picture windows or relax on the upper deck to bird watch. Looking for a dream kitchen? This one shines bright with a cozy breakfast nook, an industrial island, as well as a pantry/coffee bar (2022). The generous sized bedrooms have hardwood floors and lots of sunlight. The basement has a full bath with a walk-in shower, laundry and two flex rooms for an office or gym. You're never short of natural light either as there are many large windows throughout the family room. Enjoy your morning coffee in any weather on the bottom deck (roof added 2022). Gorgeous stone steps lead into the backyard which was landscaped with grass and fenced in (2021). A newer roof was installed (2018) down to all new plywood. Have peace of mind knowing the septic is covered by separate insurance which, is transferable to the new owners; it will cover up to the full replacement. The newly expanded front porch (2023) allows easy access to the driveway or the front yard. A generator hookup was installed (2020). The living room has surround sound speakers (2023). Schedule your visit today! Agent is owner.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Dining Room | Upper | |
Living Room | Ceiling Fan,Combination Liv/Din Rm,Entertainment Center,Laminate Floor | Upper |
Primary Bedroom | Upper |
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $491 | $491 | $491 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,395 |
Total Monthly Payment | $3,201 | $3,198 | $3,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.