Welcome to the well established community of Tracy's Point! A quaint, quiet community nestled in Lake Panasoffkee. One of the largest lakes in Central Florida. Tracy's Point offers access to a boat ramp where all you anglers will have ample opportunity in Lake Panasoffkee to catch bass, bluegill, speckled perch, catfish, and much more. Fish from the lake or right from your back yard that sits on the canal. This property is a fisherman's paradise! Enjoy your expanded rear dock with a fish cleaning station, seating, and steps down into the canal. Canal clearing of vegetation is set to get cleared so your views will be even more spectacular! Invite your friends and family over to enjoy. Great for entertaining or spending time alone enjoying your surroundings of nature. Home is move in ready! This home features 2 Bedrooms, 2 Bath, 2 Car garage. Split plan layout provides privacy on each side. Laminate flooring throughout the home. Updated Master Bathroom with new shower enclosure, glass doors, granite counter tops, tiled flooring, and fresh paint throughout. Kitchen offers plenty of cabinets and Corian surfaces. Cozy up in front of your wood burning fireplace in the family room for the nights it gets chilly. Views to the canal from your family. Enjoy your enclosed lanai for relaxing or your morning cup of coffee. So much to enjoy about this property! Plenty of parking space for your recreational vehicles and storage sheds. This area offers the perfect blend of comfort and convenience. Lake Panasoffkee offers great schools, amazing local restaurants, and minutes from I75, The Villages, Ocala, Tampa, Orlando, and so much more. Do not miss the opportunity to own this beautiful home. Come check it out before it is gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,883 | $1,834 | $2,348 |
Total Monthly Payment | $2,003 | $1,954 | $2,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.