Charming 2-Bedroom, 2-Bathroom Block Home in a Peaceful Southeast Winter Haven Neighborhood! This meticulously maintained property offers a range of features perfect for comfort and convenience. The home boasts a spacious 17x10 enclosed Florida room with a window A/C unit, providing extra living or entertaining space year-round. A fully fenced backyard includes a shed.
The interior is enhanced with large closets, a kitchen pantry, an upgraded bathroom featuring a modern vanity with a granite countertop, and stylish light fixtures and ceiling fans throughout. The kitchen comes fully equipped with all appliances, including a washer and dryer that stay with the home.
Updates include a durable metal roof (2019), a larger A/C unit (2022) designed to support a carport-to-living-space conversion if wanted, a new water heater (2023), and a full house re-plumb completed in 2023. For added convenience, the home features a full house generator hookup (generator not included). The property has been maintained as a chemical-free household, free of fragrances and harsh cleaners, catering to those with chemical sensitivities.
Don’t miss this unique opportunity—call today to schedule your private tour! All sizes and info are believed to be accurate but should be verified by buyer and or buyers agent.
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Our Executive Mortgage Banker:
Our Insurance Division:
$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,326 | $1,294 | $1,633 |
Total Monthly Payment | $1,540 | $1,508 | $1,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.