This is a gorgeous top floor unit in a desirable, electronically gated community with a Mediterranean flair. The Waterside complex is located on the main saltwater canal directly off the Intracoastal. It's directly across from the Palm Coast Marina, and within walking distance of European Village and the St Joe walking and biking trail. It's close to the beach, Community Center, golf course, and shopping. Only 39 units in a total of 7 buildings ensure a luxurious lifestyle and privacy. There are only 2 units per floor. Each building has a supplemental gated entry, and the oversized single car garage affords an additional level of security with access to the foyer and elevator. This condo has been meticulously maintained, with only occasional use by the current owner. 2414 square feet of living space greet you from the spacious tiled entryway. The large windows with plantation shutters add extra light and warmth. 18 inch tile floors, crown molding, 10 ft high ceilings and the open floor plan create style and elegance. The kitchen has recessed lighting, plenty of wood cabinets and counter space, granite countertops, tiled backsplash, stainless appliances, a breakfast bar and huge walk in pantry. The large dining area begs you to entertain! The large, bright living room has plantation shuttered windows and sliders to the the large tiled balcony which is equipped with electric roll down hurricane shutters. The corner location ensures privacy while you enjoy your favorite beverages or al fresco dining with a view of the marina. The spacious primary bedroom boasts oak floors, a walk in closet, and plantation shutters on windows. The split floor plan affords complete privacy from the additional bedrooms. The luxurious ensuite bath has a jetted tub, walk in shower with bench, dual sinks with granite countertops, and a separate water closet. The 2 large additional bedrooms are outfitted with oak flooring, plantation shutters, and walk in closet. Each has an ensuite bath with a walk in shower and granite topped vanity - perfect for guests! There is an inside utility room with a sink, extra cabinets, and granite countertop. There is so much storage space in this unit! In addition to the large bedroom closets and pantry, there are 3 additional closets in the hallways. The location, square footage, layout and privacy mimic living in a single family home, but without the exterior maintenance! The one of a kind lifestyle at Waterside offers residents a community pool, spa, outdoor kitchen and grilling area, fire pit, and a large entertainment space. A daytime dock is available for occasional use. HOA fees include Spectrum high speed internet, 182 channels of cable tv, pest control with pest tubes, and trash pickup. The grounds are lush and beautifully landscaped, boasting pride of ownership and attention to detail. Don't let this one pass you by!
Some furnishings are available for separate purchase.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $547 | $547 | $547 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,636 | $2,600 | $3,299 |
Total Monthly Payment | $3,258 | $3,222 | $3,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.