32785 Cumberland LANE, Wesley Chapel, FL, 33543 | $619,900

Welcome to your new forever home! Come see this beautiful 4-bedroom 3 full bath home plus Den/Office in the desirable community of Union Park in Wesley Chapel. Only 2 years old and with lots of upgrades, just need your personal belongings. As soon as you step in the front door you are greeted by a long and open hallway with upgraded lighting and the Den/Office with glass double doors. Continue your way inside to the open concept layout of the kitchen, dining room, and living room overlooking the serene views of water and fountain from the pond at the back of the home. Chef's dream kitchen with lots of counter space and storage, 42-inch cabinets, granite countertops, big walk-in Pantry with custom adjustable shelves. Energy-efficient stainless-steel appliances. Wood-looking tile throughout the entire first floor, bathrooms, and laundry. The entire upstairs area and downstair bedroom was upgraded with Diamond- Beach House waterproof vinyl plank flooring. The stair and landing area has installed Parkway-Nocce and prime pinewood risers. The owner also upgraded the laundry room by adding cabinets, a sink, and wood-looking wallpaper. The extra-large primary bedroom is a real owner’s retreat with relaxing views, additional flex space, a large walk-in closet, and an ensuite bathroom with a garden tub, shower, dual sinks with granite countertops, and linen closet. The two additional bedrooms upstairs are generous in size with custom closets. The second bathroom upstairs has dual sinks with granite countertops, a tub/shower combo, and a linen closet. The upstairs loft can be easily converted into a bedroom since it already has a good-sized closet. Downstairs you have the 4th bedroom and a full bathroom as well as an additional linen closet. Entering from the garage there is a flex space that can be used for additional storage or be converted into a mud room. Both the living room and the loft have built-in cabinets for extra storage and look. All windows have blinds and window tinting to help reduce electricity bills, protect your furniture from the sun, and add privacy during the day. Epoxy floors are done to the garage as well as extra recess lighting and ceiling storage racks. Front landscaping was recently done with colorful plants, rubber mulch for low maintenance, and stone borders. You can relax in your lanai with beautiful water views, a fully fenced backyard, and no rear neighbors. Do not miss this amazing opportunity to come to tour the home today!

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,313
  • Acreage: 0.13
  • Est. Taxes: $11,020
  • HOA Fee: $250 Quarterly
  • Elem. School: Double Branch Elementary
  • Middle School: John Long Middle-PO
  • High School: Wiregrass Ranch High-PO
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8322618
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8322618/32785cumberlandlane_wesleychapel_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 4:17:08 PM)
Listing courtesy of AVISTA BAY REALTY, LLC   Phone: 813-264-5540

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

32785 Cumberland LANE, Wesley Chapel, FL, 33543

$619,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $495,920 $495,920 $495,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $918 $918 $918
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,341 $3,296 $4,182
Total Monthly Payment $4,351 $4,306 $5,192

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.