Welcome to this delightful 2-bed, 2-bathroom cottage located a short stroll to Conimicut point. This inviting property offers the perfect blend of comfort and charm, with the added bonus of breathtaking water views. Situated on a spacious and beautiful corner lot with perennial gardens and a large deck that features a newly added dog run for your pet's needs. The interior features bright and open living space of natural light, creating a warm and welcoming atmosphere.
The kitchen has granite counter tops and is well-appointed with lots of windows and ample cabinet space. Newly updated bathroom. New front door and foyer has plenty of storage space that leads to an open living and dining area. The two staircases lead you to the upstairs bedrooms and office along with your own private balcony to enjoy the peaceful community. Don't miss the opportunity to own this charming property with unmatched views and prime location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$454,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $363,200 | $363,200 | $363,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,447 | $2,414 | $3,063 |
Total Monthly Payment | $2,939 | $2,906 | $3,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.