Price Improvement! Seller Financing (. 20 down) option for this recently remodeled fully furnished turn-key block home in St Pete! This home is perfect as a short-term rental or primary residence. Enter into the cozy living room with its free-standing electric fireplace that can be enjoyed with or without heat. The bright kitchen features granite countertops, soft close cabinets including built in pantry-style cabinets beside the refrigerator, a stainless steel sink, 2022 stainless steel appliances, built in wood shelving, island with barstool seating and added counter space, and LED lighting. Neutral laminate flooring flows throughout the main living areas and bedrooms. The bathroom was extended and features wrap around tile, 5' shower niche, vanity with granite countertop, frameless glass shower doors, and waterproof flooring. The laundry room has tile flooring and ample storage space. The garage also features above head storage and plenty of room to park your car or create your own workshop. This is a SMART home with Ring security system including cameras on doorbell and overhead garage, WiFi front sprinkler system, WiFi front door entry, WiFi thermostat, and WiFi garage opener. Additionally, the home also features a 2022 paver driveway, 2022 insulation, 2021 shingled roof, 2019 HVAC, and updated electrical. A screened covered patio looks out to a private back yard. Centrally located, this home is only 20 minutes or less to downtown St. Pete, malls, shops, and beaches. Schedule your private tour today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $472 | $472 | $472 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,155 | $2,721 |
Total Monthly Payment | $2,757 | $2,702 | $3,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.