Great opportunity to own an affordable home in this market! This charming two-bedroom, two-bathroom Gambrel home sits on a great lot with a one car garage. Walk into the three-season porch which is lined with windows and offers great additional living space. The French doors lead to the cozy open concept living room/dining room with wide pine floors, brick hearth and woodstove. Good sized kitchen with great countertop space and half bath on first floor. Upstairs, you will find two good sized bedrooms and a full bathroom. Detached garage has great space for storage, workshop and additional loft with storage space. Nicely manicured yard with room for entertaining and enjoying. Don't miss out on this property! Showings to begin at the Open House Saturday, November 23 10am-1pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,778 | $1,754 | $2,226 |
Total Monthly Payment | $2,221 | $2,197 | $2,669 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.