Location! Location! Executive 4-Bedroom, 4-Bath Pool Home in Palm Harbor's Desirable Ozona Trace. Nestled in the peaceful enclave of Ozona Trace, this executive split-level home sits at the end of a quiet cul-de-sac and features 4 bedrooms, 4 baths, and a saltwater pool. The home’s distinguished elevation boasts a grand staircase, 3-car split garage, and lush tropical landscaping. UPPER LEVEL LIVING: Step inside to discover an airy, open floor plan with high ceilings, perfect for entertaining. The spacious living room offers a wood-burning fireplace with custom tile accents, built-in shelving, wood flooring, and a double sliding door leading to the outdoor living space.
The dining room, adorned with marble floors and neutral tones, is bathed in natural light. The kitchen features wood cabinets, granite countertops, a custom-tiled backsplash, stainless steel appliances, and a breakfast bar that opens to the living area. Enjoy your morning coffee in the adjacent breakfast nook, surrounded by windows overlooking the backyard. There’s also an outdoor kitchen area on the upper deck for easy alfresco dining. The primary suite features dual walk-in closets and an en suite bath with granite-topped vanities, a jetted soaking tub, a walk-in shower with a glass surround, and a water closet. The bedroom itself has wood floors, large windows, and direct access to the deck. Two additional spacious bedrooms with high ceilings and large windows are also on the upper level, along with two baths for convenience. LOWER LEVEL RETREAT: The lower level offers additional living space, complete with a kitchenette, bedroom, and full bath—ideal as a guest suite, multi-generational living, or as a party area. French doors open to the outdoor living area and pool. OUTDOOR OASIS: The screened-in outdoor space features a saltwater pool with a spillover spa, multiple social seating areas, and winding paver paths through tropical landscaping to a cozy fire pit. Enjoy year-round fun in this relaxing, private backyard retreat. LOCATION & HIGHLIGHTS: Located near Downtown Palm Harbor, this home is close to shopping, dining, and entertainment. Zoned for top-rated schools and situated in Flood Zone X for added peace of mind. INCLUDED IN RENT: Pest Control, Pool Care & Lawn Care. Schedule a tour today and experience this tropical paradise and the best of Florida living!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $4,400 | $4,400 | $4,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $29 | $29 | $38 |
Total Monthly Payment | $104 | $104 | $113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.