Nestled in the highly sought-after Euclid St. Paul neighborhood, this charming 2-bedroom, 1-bathroom Craftsman bungalow at 1118 22nd Ave N offers 1, 057 square feet of updated living space, combining timeless character with modern conveniences. Built in 1925, the home has been thoughtfully renovated while preserving its original charm. Step onto the inviting covered front porch and enter the cozy living room, which flows seamlessly into the beautifully renovated kitchen featuring sleek stainless steel appliances, a stunning farmhouse sink, and ample counter space. The spacious primary bedroom provides a peaceful retreat, while the versatile second bedroom can serve as a guest room, office, or nursery. The updated bathroom showcases modern finishes. The detached 1-car garage includes an additional half bath, epoxy flooring, and electrical upgrades for added convenience. Outside, the professionally landscaped backyard is perfect for entertaining, with new pavers, a wooden fence for privacy, and plenty of space for outdoor living. Additional features include impact-rated windows, an irrigation system, and a paved alley with three extra parking spots behind the garage. Recent updates also include plumbing improvements and electrical upgrades throughout the home. Located just minutes from downtown St. Petersburg, this home offers the perfect combination of vintage charm and modern amenities, making it an ideal place to call home.
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$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $580 | $580 | $580 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,007 | $3,004 | $3,876 |
Total Monthly Payment | $3,679 | $3,676 | $4,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.