OPEN HOUSE 10/5/24 10- noon. Beautiful condo tucked away in desirable Ortega location. First floor features sizable living room with crown & floor moldings and fireplace with mantle. The kitchen has large window with loads of natural light & space for dine in table/seating. Separate more formal dining room space with lovely, unique chandelier. Also on first level is an oversized den which can easily be a 3rd bedroom with attached full bathroom and even wet bar area. This room also has rear access to private covered lanai with outside storage. Large hall closets with washer & dryer included. Tremendous storage closets in this hall area as well. Upstairs features two large bedrooms with jack and jill bath including separate vanities for each bedroom. Attic storage upstairs, Roof 2022. Water Heater 2021. Vinyl Plank floor upstairs and painted throughout 2024. A condo that lives large & with detached garage & assigned parking right at entry of home, it couldn't be better.
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Our Executive Mortgage Banker:
Our Insurance Division:
$354,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,920 | $283,920 | $283,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,887 | $2,394 |
Total Monthly Payment | $2,204 | $2,202 | $2,709 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.