New Home for the New Year! Ideally located on the west side of Danbury close to New York boarder; a short distance from I-84, Route 7 and other commuter passageways. This adorable cape is nestled into a slightly sloping front yard; fully fenced flat back yard and full deck with multiple access points from within the house. Open floor plan on the first floor gives easy access from room to room for family entertaining. Oversized bedrooms and walk in closet in the master bedroom; with the convenience of laundry room on the second floor. Basement features two large bays, partially finished recreation room with stairway access to kitchen. Unique features in this well cared for 1980's home; kitchen has been updated to include granite countertops and lots of storage space. Beautifully maintained stone entry steps, mature plantings and wrought iron railings welcome all visitors to this home. Private and expansive back yard. Purchase subject to Probate Approval. No property condition disclosures due to Estate. Solar Panels are Transferrable to New Owner. Back deck has some in need of repair areas (specifically decking on living room side), please use caution.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Built-In Hutch,Hardwood Floor | Main |
Kitchen | Remodeled,Built-Ins,Granite Counters,Island,Pantry,Hardwood Floor | Main |
Living Room | Hardwood Floor | Main |
Other | Tile Floor | Main |
Primary Bedroom | Full Bath,Stall Shower,Walk-In Closet,Hardwood Floor | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,920 | $447,920 | $447,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $725 | $725 | $725 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,018 | $2,977 | $3,777 |
Total Monthly Payment | $3,834 | $3,793 | $4,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.