1238 Ramsdel STREET, Port Charlotte, FL, 33952 | $248,500

PARTIALLY FURNISHED- OUT OF FLOOD ZONE 3-BEDROOM, 2-BATHROOM HOME WITH HEATED POOL AND SPA! Located in a quiet Port Charlotte neighborhood with mature trees, this light and bright home is just 5 minutes from shopping, dining, and more—offering both tranquility and convenience. With no HOA and outside of a flood zone, this property is worry-free and move-in ready. The home features a spacious Living Room, Dining Room, well-equipped Kitchen with ample cabinet space and modern appliances, and an Inside Laundry closet with a washer, dryer, and cabinet. The Master Bedroom boasts a double closet and an en-suite bathroom with a walk-in shower, while two additional bedrooms with double closets and a guest bathroom also with a walk-in shower provide plenty of room for family and guests. Step outside to your private oasis, complete with a screened lanai, a covered area for relaxing, a paver deck, and a large heated pool and spa. Additional features include hurricane shutters, underground power lines, county water, septic, and a list of recent updates: a new water heater (2020), electric panel (2021), pool heater (2022), fresh exterior paint (January 2024), and new carpet in the Living and Dining Rooms (January 2024) and solar panels (2022). Perfectly located, this home is just 10 minutes from medical care, waterfront parks, Charlotte Sports Park, and a short drive to world-class fishing in Boca Grande and the stunning Gulf beaches of Englewood, Manasota Key, and Venice. Ideal for families or those hosting winter visitors, this home is ready to welcome you to the Florida lifestyle. Schedule your showing today! Bedroom pictures have been virtually staged.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Year Built: 1980
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,176
  • Acreage: 0.23
  • Est. Taxes: $2,340
  • Pool: Heated, In Ground, Screen Enclosure
  • Appliances: Range
  • MLS#: C7500643
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/C7500643/1238ramsdelstreet_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 11:53:55 PM)
Listing courtesy of RE/MAX PALM REALTY   Phone: 941-743-5525

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1238 Ramsdel STREET, Port Charlotte, FL, 33952

$248,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $198,800 $198,800 $198,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $195 $195 $195
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,339 $1,321 $1,677
Total Monthly Payment $1,609 $1,591 $1,947

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.