Discover Your Private Oasis on Historic Terra Ceia Island!
Imagine waking up every day to the serene beauty of Terra Ceia Island, where history and nature harmoniously converge. Nestled on 5 lush and private acres, this unique property offers endless possibilities for living, relaxing, and creating memories.
This versatile 6-bedroom, 4-bathroom home boasts a flexible floor plan, perfect for customizing to suit your lifestyle. Picture yourself unwinding on the expansive front porch, which spans the entire length of the house—a perfect spot to soak in breathtaking Florida sunsets.
The property is a natural sanctuary, with palm trees and mangroves offering complete privacy. Follow a charming trail through the mangroves to Miguel Bay, an ideal location for kayaking and enjoying tranquil waters. The yard, complete with a playground area, has ample room to add a pool for the ultimate outdoor retreat.
The ground level features a massive garage with space for up to six vehicles, making it perfect for car enthusiasts or those in need of abundant storage. With its thoughtful design, the home can easily be converted into a duplex, creating a family compound or a lucrative vacation rental destination.
As a resident of Terra Ceia, you’ll have the option to join the Village Improvement Association, which provides access to an impressive community park. Here, you’ll find a boat ramp, kayak launch, pickleball courts, fire pit, BBQ pavilion, and an event space—perfect for gatherings and celebrations.
Whether you're dreaming of a peaceful family retreat, an investment opportunity, or your forever home, this property offers it all. Don’t miss your chance to own a piece of paradise on Terra Ceia Island.
Schedule your private showing today, and experience the charm of this extraordinary home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,099,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $879,200 | $879,200 | $879,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $460 | $460 | $460 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,702 | $5,630 | $7,719 |
Total Monthly Payment | $6,287 | $6,215 | $8,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.