Captivate your senses in the immaculate 20 Oakleaf Way home located in the neighborhood with a community pool, a haven of tranquility nestled in the serene part of Palm Coast, FL. This charming 3-bedroom, 2-bathroom home spans 1, 477 square feet, offering a perfect blend of comfort and style. Step inside to discover a modern kitchen adorned with exquisite granite countertops, perfect for culinary enthusiasts and casual cooks alike. The open-concept living area invites natural light to dance across the floors, creating a warm and welcoming atmosphere for gatherings or quiet evenings. Each bedroom provides a peaceful retreat, ensuring restful nights and refreshed mornings. The two full bathrooms are elegantly designed to cater to your daily routines with ease and grace. Embrace the outdoor Florida lifestyle with the surrounding lush landscape, perfect for morning coffees or weekend barbecues. Located in a desirable neighborhood, this home offers convenient access to local amenities and scenic parks. Experience the perfect blend of functionality and beauty at this delightful Oakleaf Way address. Make 20 Oakleaf Way your new sanctuary, where cherished memories await.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,840 | $1,840 | $1,840 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $12 | $12 | $16 |
Total Monthly Payment | $87 | $87 | $91 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.