Enjoy life on the beach without the risk - zero damage from recent storms Helene or Milton. Fully updated condo steps from the beach. Enjoy the morning sunrise over the intercoastal. Relax at night with sunset views over the gulf from the updated kitchen. During the day you can enjoy the coastal breeze as it flows through the condo. This waterfront condo complex has 2 onsite pools, shuffleboard courst, and 3 outdoor barbecue areas. You can fish off the fishing pier or use the onsite boat slip available for docking your boat (availability to be confirmed by the office). The open concept main room starts with an expanded ktichen and breakfast bar. This opens up to the dining room large enough for a pool table. The whole family can relax and watch movies on the 75" TV at night. The main bedroom has a walk-in closet and full bathroom. The guest room is large enough for 2 queen murphy beds when hosting guests or acts as a large workout room with the beds closed. The entire condo has been updated: • Lights can be dimmed and controlled with your phone. • AC can be controlled by your phone via the NEST. • Filtration system provides crystal clear water to the dishwasher and refrigerator for drinking. • Hurricane windows and main door • Keyless entry • Black-out honeycomb blinds that keep the unit cool • Seperate beverage refrigerator for hosting • New AC is quickly circulated with fans in every room HOA fees include: • 100 MB internet • HD Cable • Water • Flood insurance (you only need a smaller policy as the building is protected by the HOA) • Upkeep of the gounds (2 pools, 4 grills, common area, and pier) • 3 month minimum for rentals; there is strong rental demand by snowbirds in the winter months. • Recently passed the new Florida 10 year inspection requirement Electricity bill ranges from $50 - $120 per month. Our complex is centrally located so you can easily walk to the Sunday market in downtown St Pete Beach, across the road to the beach, or fish off the back pier in the intercoastal. We like to paddle out the intercoastal and picnic on the far island.
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Our Executive Mortgage Banker:
Our Insurance Division:
$409,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,200 | $327,200 | $327,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $231 | $231 | $231 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,204 | $2,175 | $2,759 |
Total Monthly Payment | $2,510 | $2,481 | $3,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.