Welcome to this beautifully updated 3-bedroom, 2-bathroom home in the desirable Southwood community. Featuring impact doors and windows throughout for peace of mind, this home offers both style and functionality. The open floor plan with vaulted ceilings creates an airy, inviting atmosphere, enhanced by an abundance of natural light and a soothing neutral color palette that flows seamlessly throughout. The updated kitchen boasts granite countertops, solid wood cabinetry, newer appliances, and a convenient counter-height bar that opens to the spacious living area. The split floor plan provides comfort and privacy for daily living and when you have guests. The spacious primary bedroom suite has a walk-in closet, en-suite bathroom with dual vanity, a walk-in shower, and a tub with massage jets. This is an easy low maintenance home with plantation shutters at all the windows. The all-purpose 4-season Florida room is perfect for relaxing or entertaining. It has sliding windows that allow you to enjoy the lake view in comfort, or the windows can easily be opened if you want to enjoy the fresh air outside. The garage is complete with an epoxy floor, storage cabinets, a laundry tub, and ladder to storage space above. Southwood is a deed restricted community with no CDD fees and low HOA fees. Residents of Southwood enjoy access to a community pool with a cabana, offering the perfect spot for leisurely days. This home and community combine modern comforts with a tranquil setting. It’s peaceful and quiet here, but close to everything. No need to travel far for shopping, there’s a Publix Plaza a few miles either way on Route 41 from Southwood. Also, enjoy nearby Downtown Wellen Park with daily entertainment, shopping and restaurants, along with walking paths and bike trails. Enjoy relaxing and walking beside the large lake or you can bring or rent a kayak or paddleboard to get on the water. The Cool Today Park is within a few miles. . . this is the spring training stadium for the Atlanta Braves, plus it has additional entertainment year long. A short drive will have you at the beautiful Gulf of Mexico beaches and/or in historical downtown Venice with numerous shops, restaurants, along with a theater, art galleries, wine bars, and more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,342 | $2,340 | $2,968 |
Total Monthly Payment | $2,638 | $2,636 | $3,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.