$5, 000 SELLER CREDIT! TWO SEPARATE UNITS, LIVE IN ONE, RENT ONE! Discover your dream home in the heart of Lakeland, FL! This newly remodeled property boasts a spacious 4-bedroom, 3-bath layout, including a detached 1-bedroom, 1-bath mother-in-law suite complete with a kitchenette featuring a fridge and range for all your cooking needs, a cozy lounge area, and central A/C with ventilation for year-round comfort. NEW ROOF, NEW AC, NEW WINDOWS, NEW ELECTRICAL, NEW PLUMBING, NEW FLOORING, NEW WATER HEATER. The main house offers 3 bedrooms and 2 baths, showcasing a brand-new stainless steel appliance package, a charming wood-burning fireplace in the living room, and bedrooms with built-in closets providing ample shelving and storage. The expansive backyard offers plenty of space to add a pool, perfect for entertaining or relaxing in your private oasis. Outdoor features include a chain-link fenced front lawn, a detached utility shed for extra storage, and ample parking space with a covered carport in the front of the property plus a driveway that accommodates multiple vehicles. With no HOA, this property is an excellent investment or rental opportunity and perfect for large families seeking comfort and privacy. Conveniently located near shopping, dining, and entertainment, this home has it all! Seller financing available. 0% down payment financing available. Do not wait, it will not last long!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $235,920 | $235,920 | $235,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,629 | $1,589 | $2,007 |
Total Monthly Payment | $1,879 | $1,839 | $2,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.