Under contract-accepting backup offers. One or more photo(s) has been virtually staged. **THIS PROPERTY QUALIFIES FOR A 1. 5% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Welcome to the gated Neal Community of Villa Amalfi, where elegance seamlessly blends with convenience in this stunning Tidewater villa. This maintenance-free home boasts 2 bedrooms, 2 bathrooms, and a versatile den, offering just under 1, 500 sq ft of thoughtfully designed living space. Upon arrival, you'll be greeted by a charming brick paver driveway and an inviting screen-enclosed front porch (2021), complemented by a convenient 2-car garage. Step inside to discover high ceilings, crown molding, and stylish 20x20 tile flooring, creating an inviting atmosphere.
The den, accessible through elegant French doors, offers versatility as a home office or guest room. The open floor plan is tailor-made for entertaining, boasting a spacious island with bar seating for casual meals. The kitchen showcases a suite of stainless steel appliances, granite countertops, cherry cabinets with undermount lighting, and a pantry, ensuring meal preparation is not just a task but a pleasure. The living room is adorned with an octagon tray ceiling that infuses the space with refinement, while a pocket sliding glass door seamlessly connects to the expanded screen-enclosed lanai. This outdoor oasis sets the scene for leisurely mornings with coffee or weekend barbecues using the convenient gas stub for the grill.
The primary suite welcomes natural light through large windows, complemented by dual closets and an elegant ensuite bathroom. Its dual vanities, water closet, and spacious walk-in shower ensure indulgent comfort for your daily routines. Moreover, the thoughtfully designed split floor plan guarantees privacy for both family and guests, with the second bedroom and bathroom conveniently positioned at the front of the villa.
The property has been meticulously upgraded to enhance both comfort and functionality. Among these enhancements, the HVAC system now boasts a surge protector (2023), a hard start kit (2022), and a UV light, ensuring superior air quality throughout. Complementing these features are additions like screened-in roof vents, additional gutters, and updated torsion springs and track wheels (2022) for the garage door, further enhancing the property's overall quality and convenience.
Residents of Villa Amalfi relish an array of benefits within a quarterly HOA fee. From exterior maintenance, covering tasks such as lawn care, landscaping, painting, and roof upkeep, to the community's enticing amenities, including a heated pool, spa, and BBQ area, every aspect is curated to enhance a relaxed and enjoyable lifestyle. Nestled in a prime central location, Villa Amalfi offers seamless access to the area's treasures, ranging from the picturesque Gulf beaches to the vibrant UTC area, famous for its diverse shopping, dining, and entertainment scene. Here, elegance harmonizes effortlessly with convenience, creating an unparalleled living experience awaiting discovery at Villa Amalfi.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $283 | $283 | $283 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,207 | $2,834 |
Total Monthly Payment | $2,593 | $2,565 | $3,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.