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292 Lake Lucerne WAY, Winter Haven, FL, 33881 | $420,000
ASSUMABLE MORTGAGE! Welcome to your dream home at 292 Lake Lucerne Way in the heart of Winter Haven, Florida! This stunning residence offers a perfect combination of modern convenience and cozy living, nestled within a peaceful community with superb amenities.
As you step into this home, you’re greeted by an open and airy floor plan with abundant natural light. The thoughtfully designed layout ensures effortless flow between the living, dining, and kitchen areas, making it ideal for both entertaining and everyday living. Smart home with all the new tech including solar panels for GREEN living!
The stylish and modern kitchen is situated adjacent to the dining room and great room with sleek granite countertops, stainless steel appliances, wood cabinetry with plenty of storage space, & a center island perfect for meal prep and casual dining. This space truly serves as the heart of the home.
The primary suite is an expansive private oasis with a walk-in closet and a beautifully appointed en suite bathroom.
All bedrooms are particularly spacious, offering room for privacy and relaxation. Whether you have a home office, multi-generational household, or growing family . . . . this home has room to roam.
Step outside to enjoy the serene backyard, complete with a covered patio ideal for relaxing or hosting gatherings. The yard offers endless possibilities for outdoor activities, swimming pool, herb garden, or tropical landscaping.
Situated in the desirable community, this home provides residents with access to: swimming pool, clubhouse, playground, & quiet pedestrian-friendly streets and a family-friendly atmosphere. Ideal proximity to quality schools, shopping centers, and dining options. Easy access to major highways for commuting to Orlando or Tampa. WInter Haven is known for its Chain of Lakes so you are always near lakes and parks for outdoor enthusiasts.
Features
- Rooms: 11
- Bedrooms: 5
- Baths: 2 full / 1 half
- Laundry: Inside
- Year Built: 2018
- Garage: 2-car Driveway
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 3,075
- Acreage: 0.14
- Est. Taxes: $5,340
- HOA Fee: $214 Quarterly
- Elem. School: Lake Alfred Elem
- Middle School: Daniel Jenkins Academy of Technology Middle
- High School: Haines City Senior High
- Pet Policy: Yes
- Appliances: Microwave, Range, Refrigerator
- MLS#: L4948929
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/L4948929/292lakelucerneway_winterhaven_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY SMART Phone: 863-577-1234
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
292 Lake Lucerne WAY, Winter Haven, FL, 33881
$420,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $445 | $445 | $445 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,321 | $2,264 | $2,858 |
| Total Monthly Payment | $2,841 | $2,784 | $3,378 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388