Start living the SW Florida lifestyle now! This sailboat access saltwater canal waterfront pool home located in the Buena Vista community has four bedrooms, two bathrooms. Ceramic tile floors are throughout. No HOA, The kitchen, completely renovated in 2021, has stainless appliances, a double wall oven, dark cabinets, granite countertops and a large island. The kitchen opens up to the family room, and the breakfast nook which has a view to the pool and canal. A separate living room area is located in the front of the house. The home has a split floor plan, so the primary and guest bedrooms are separated. The primary bedroom is roomy with double walk-in closets which lead into the primary bathroom with a walk-in shower. Both bathrooms underwent plumbing fixtures and toilet replacements in 2023. The lanai area is spacious with a pool and Pebble Tec resurfaced, pool deck pavers and pool heater installed and completed in 2021. The pool cage was replaced in 2022 and has two picture windows facing the canal. The unobstructed view is amazing! This home has more upgrades to include a roof 2023, dock boards, 6 impact windows installed in the family room, beds two, three and four in 2023 and the main electric panel upgrade 2021. The other windows and lanai have hurricane shutters. The grass in the front yard was replaced in 2023 with Florentine and the lawn sprinklers in 2017. This home is situated near The Port Charlotte Beach Park with amenities which include a fishing pier, boat ramp, beach, public heated pool, bocce ball, tennis/pickleball and basketball courts, play area, covered pavilion with grills, picnic tables and public restrooms. A boater's dream with quick no bridge water access from your dock to Charlotte Harbor which leads out to the Gulf of Mexico. Beautiful beaches, restaurants, shopping, golfing, resorts, and medical care are all close by. Viva la Buena Vida – Live the Good Life! Make sure to click on the Virtual Tour Link.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $611,920 | $611,920 | $611,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $578 | $578 | $578 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,226 | $4,123 | $5,205 |
Total Monthly Payment | $4,896 | $4,793 | $5,875 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.