If your Palm Harbor dream home sits high and dry with peace of mind from hurricanes, has 4 bedrooms, a backyard oasis with a large pool, and storage for your boat/small RV and toys, then schedule your appointment today! Situated on almost ¼ acre corner lot in the golf cart community of Patty Ann Acres, this beautiful, remodeled home has everything you need inside and out for the ultimate Florida lifestyle! Upon entry into the foyer is a large formal living room and hallway to the large 2nd and 3rd bedrooms and hall bath; all with large closets. Inside the heart of the home, you will find the kitchen and custom dining area. Cooking is a breeze with the black stainless-steel appliances and large farmhouse sink. The beautiful granite countertops and well positioned cabinets and pantry design provide ample space and storage for all your kitchen items. The dining/gathering room, with its custom-built banquette storage bench, farm table that seats 8-10, and 65” TV and TV stand, is the perfect gathering area for holiday dinners and parties with family and friends, or a game/movie night. Through the kitchen privacy pocket doors is the spacious primary bedroom, with two large walk-in closets, and the primary bath with large built-in storage cabinets. Adjacent to the primary bedroom is the 4th bedroom with its large walk-in closet, the indoor laundry room, and access to the oversized two-car garage. The backside of the home boasts a spacious and bright family room overlooking the pool, and a BONUS room which is perfect for an office, craft/storage room, or a 5th bedroom! Now step outside to your expansive, fully enclosed paradise with luxury vinyl fencing and low-maintenance landscaping. Spend your weekends relaxing or entertaining on your large patio by the pool. Don’t worry, no yard space is sacrificed here! This home has TWO large lawn areas. The west side of the property is set up for gardening and/or pets. The east side has room for outdoor play, TWO sheds for all your lawn equipment, and your recreational vehicles! Now let’s talk LOCATION! Hop in your golf cart and enjoy all that Downtown Palm Harbor has to offer or take a bike ride over to The Pinellas Trail or Honeymoon Island. A quick car ride will get you to one of our world-famous beaches: Clearwater Beach, St. Pete Beach, and more! Travel is easy with Tampa Int’l and PIE airports nearby. Zoned for top-rated Palm Harbor schools, PHMS is around the corner and PHUHS is close by. Owning this home truly is “Livin’ the Florida dream!”
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Our Executive Mortgage Banker:
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$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,586 | $3,498 | $4,416 |
Total Monthly Payment | $4,074 | $3,986 | $4,904 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.