1014 Elm STREET, Punta Gorda, FL, 33950 | $249,000

Welcome home to 1014 Elm St. You own the LAND, NO DEED RESTRICTIONS, located in the County in the heart of Punta Gorda. This manufactured double wide home with STORM SHUTTERS, SCREENED in PORCH with CITY WATER and DOUBLE PANE WINDOWS. PLUS, open-concept living area provides a seamless flow between the CUSTOM bright kitchen with GRANITE COUNTERS, upgraded STAINLESS appliances and breakfast nook plus GREAT ROOM perfect for entertaining. Featuring: SEPARATE dining room with FRENCH DOORS leading to LANAI, Crown molding, tile floors throughout on a base of Cement Board. Natural light floods the space, showcasing the home's craftsmanship and attention to detail. The Master Suite has an ensuite bath, plus the guest room has a MURPHY-BED included in the purchase. Note both baths have GRANITE COUNTERS. PLENTY of space in your carport for vehicles or storage. Your BOAT, RV or toys are welcome and don’t forget about the Garage 16 x 20 that opens at both ends for your workshop and treasures! NOTE: an ADDITIONAL HOME 1020 Elm MLS C7485479 and VACANT LOT 1010 Elm MLS C7485493 are available for purchase separately, both adjoin property. An excellent location minutes from popular local attractions like: Historic Downtown Punta Gorda, Entertainment, Fishermen's Village, Biking, Fishing, Shopping, and Dining PLUS Hospitals and Doctors. Schedule your personal showing today and make an offer on one or all three properties

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 57 x 150
  • Laundry: Inside, Laundry Closet
  • Year Built: 2005
  • Garage: 2-car Boat, Covered, Driveway, Ground Level, Guest, Off Street, Parking Pad, RV Parking, Workshop in Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,104
  • Acreage: 0.2
  • Lot Size: 57 x 150
  • Est. Taxes: $2,656
  • Lot Desc: Cleared, In County, Level
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7485478
  • Days on Market: 106 days
  • Website: https://www.raveis.com
    /prop/C7485478/1014elmstreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 12:47:25 PM)
Listing courtesy of MAXIM LLC   Phone: 239-274-0057

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1014 Elm STREET, Punta Gorda, FL, 33950

$249,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,200 $199,200 $199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $221 $221 $221
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,325 $1,324 $1,680
Total Monthly Payment $1,621 $1,620 $1,976

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.