Welcome to this well maintained beauty in the heart of a gated golf community PlantationBay! This open floor plan boasts 4 spacious bedrooms and 3 full baths plus a stylish study - perfect for work or play! Nestled on a corner lot, this home features a fabulous solar-heated pool and spa that overlooks serene conservation areas, providing the ultimate privacy you crave. Step inside to find an impressive great room, complete with built-in cabinetry for your TV and components, a cozy gas fireplace. Open the triple sliders to reveal a spectacular paver lanai and pool area with a spa that's perfect for entertaining or relaxing with family and friends! The heart of the home includes a formal dining room and an expansive open kitchen with a charming breakfast nook. Each of the four well-appointed bedrooms offers adjoining baths, ensuring comfort and convenience for everyone. And don't forget your oversized 3-car garage has plenty of space for all your toys. Elevate your living experience in the gated, golf cart-friendly community of Plantation Bay Golf and Country Club where lower Flagler County taxes and optional memberships allow you to fully immerse yourself in the ultimate resort-style living. You are just a short stroll away from all the incredible amenities that include 45 holes of golf, 9 tennis courts, 10 pickleball courts, pool, spa, fitness center and a brand-new 30 million clubhouse, and so much more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $684 | $684 | $684 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,323 | $4,217 |
Total Monthly Payment | $4,145 | $4,099 | $4,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.