Snuggled into a quiet, dead-end neighborhood, you're going to fall in love with this one-owner ranch on over half an acre of land. Premiering on market for the first time ever is this great little starter home, but don't move so fast! While she looks quaint from outside, there's so much within to appreciate. In the last couple months many updates have been made so all you need to do is add your personal touches. This home now has a brand new roof with solar tubes for brilliant natural light, Central AC, and Matthews Bros. windows. Fresh paint presents a blank canvas for your design style. Hardwood floors throughout most of the home, high ceilings, plus the massive living room features a handcrafted wall-to-wall built-in. You can feel the generations of love in this home. The first floor features a large bonus room when you enter, followed by the kitchen and living room, with the 3 bedrooms and full bath all on the back of the home. Downstairs is a blank slate, full length basement with plenty of room for storage or a workshop. Enjoy BBQs in your back yard, walk to shops/restaurants, or even just around your new neighborhood. This home should qualify for all financing. ***OFFER DEADLINE has been set for 5pm Monday, November 25 at 5PM***
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $517 | $517 | $517 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,773 | $1,749 | $2,220 |
Total Monthly Payment | $2,365 | $2,341 | $2,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.