From the moment you arrive, you will fall in love with this Cristina Model Villa with a magnificent water and preservation view! A lovely front yard leads to the generous-sized screened front patio which provides a peaceful seating area adding to the comfort and serenity of the house. Front glass door provides an additional natural light source to this lovely bright home. Upon entering you will be graced with private stunning views of the pond and nature conservation setting. High quality ceramic tile flooring, laid diagonally, was installed in all areas. All rooms are equipped with designer quality fans including Minka fans in the kitchen and the lanai. Recessed lighting was added in the great room. There are plantation shutters on all windows which gracefully enhance each room. A gourmet kitchen is upgraded with 42” stylish Cashmere-Auburn cabinetry with upper and lower lights, 2 glass front top panels and a custom-made pantry with pull-out drawers. There is a Capistrano backsplash and granite countertop which has an extended breakfast bar for additional seating. Appliances including refrigerator, stove, microwave, dishwasher and new garbage disposal (2024) compliment the kitchen along with reverse osmosis water filtration system. There is also a breakfast area in the kitchen with ample space for an informal dining area. The primary bedroom windows overlook a pond. It features a very large walk-in closet and a double integral vanity in the ensuite bathroom. A glass door shower tiles are extended to the ceiling and enhanced with a decorative glass listello. An added plus is the corner built-in seating in the shower and a grab bar for comfort and safety! The location of the 2nd bedroom and bathroom creates a feel of a separate private suite -– perfect for the comfort and privacy of guests. Built-in Murphy bed and additional shelving and a desk is priceless, and it is included in the sale. The 8 ft. sliding door off of the great room leads to a screened lanai with pond and nature preservation views capturing the beauty of Florida living – water reflecting the colors of the sky changing throughout the day with frequent sightings of wildlife. Lanai pavers are extended to a large additional patio area. The outside of the Villa was painted this year (this service along with power washing of the exterior and the pavers are included in the HOA fees). Utility room features built-in cabinets for additional storage. Other important features of this home are: accordion hurricane shutters, epoxy floors in the garage and water softener system for the entire home. Ceramic floors have been recently steamed cleaned. New patio furniture set is included! Valencia Lakes is a 55+ active adult golf cart community. It offers 40-acre waterfront outdoor recreation area with resort-style heated pool, lap & resistance pool, 40, 000 sq. ft. clubhouse, deluxe Bistro to come soon, arts & crafts studio, har-tru tennis courts, fitness center, half-court basketball, pickleball & bocce courts, dog park, baseball park, hundreds of clubs and activities, RV/boat storage area. Over 100 acres is set aside as nature preserves; enjoy the quiet and solitude of peaceful views, birds and wildlife by the water edges. More than 3 miles of bike and walking paths. Great sense of community! Tampa, St. Pete and Sarasota 25-45 minutes away. Close to the airport, medical facilities, shopping & golf.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,600 | $239,600 | $239,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,655 | $1,614 | $2,038 |
Total Monthly Payment | $2,007 | $1,966 | $2,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.