Welcome to this adorable bungalow-style home featuring three bedrooms and one bath, ideal for those seeking comfort and convenience. This delightful residence boasts an inside laundry room for added practicality and an oversized fenced-in yard, providing ample space for outdoor activities and privacy. The backyard is a gem, featuring a large shed that can serve as a man cave or hobby room with electricity. Enjoy the tranquility of your space while being just a stone's throw from vibrant downtown St. Petersburg, where you can explore shops, dining and cultural attractions. With easy access to Interstate 275, commuting is a breeze. This home is high and dry, with no flood damage from Hurricane Helene or Hurricane Milton, according to the owner, and it is in an X flood zone, offering peace of mind. Additionally, the property features a new HVAC system and a new roof, ensuring comfort and reliability for years to come. Don't miss out on this charming property that combines cozy living with an ideal location. Schedule your private tour today and make this bungalow your new home!
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Our Executive Mortgage Banker:
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$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,195 |
Total Monthly Payment | $1,965 | $1,963 | $2,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.