40 Orchard Street, Stamford (Waterside), CT, 06902 | $499,900

Waterside Single Family Home with 4 Bedrooms, 2 Full Baths. The current tenant uses the Living Room as a 5th Bedroom. On the Main Level, left of the staircase is a Master Bedroom. Hallway leads to the Upgraded Eat in Kitchen with SS Appliances . Living Room leads to the Back Deck. Second Floor consists of 2 Bedrooms with Laminated Floors & 1 Full Bath with Tile Floor. Large Third Floor Bedroom with closet + office section is carpeted. Basement has Laundry Hookup & Plenty of Storage Space. Kitchen access to Basement, it also with 2 Outside Entrances and 1 inside Entrance to the Eat In Kitchen. Gas Cooking, Central Heat (Gas), Window AC. (Public Record 3 Bed 1 Full). 2 Reserved Parking space n the Front Lot + Street Parking. Lovely Fenced in Yard for privacy. Deep Lawn Backyard with Large Shed good for Storage & Entertaining. New Roof 2023. Convenient to I-95 and location. Walk to Train. Current tenant paying $3350 w. month to month.

Features

  • Town: Stamford
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Lower Level
  • Style: Colonial
  • Year Built: 1910
  • Garage: None,Paved
  • Heating: Hot Air
  • Cooling: None
  • Basement: Full,Walk-out
  • Above Grade Approx. Sq. Feet: 1,302
  • Acreage: 0.12
  • Est. Taxes: $6,168
  • Lot Desc: City Views,Level Lot
  • Elem. School: Newfield
  • Middle School: Rippowam
  • High School: Stamford
  • Appliances: Gas Cooktop,Oven/Range,Range Hood,Refrigerator,Dishwasher
  • MLS#: 170613667
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/170613667/40orchardstreet_stamford_ct?source=qrflyer
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Listing courtesy of BHGRE Shore & Country

Room Information

Type DescriptionLevel
Bedroom 1 Upper
Bedroom 2 Upper
Bedroom 3 Upper
Eat-In Kitchen Main
Full Bath Tub w/ShowerUpper
Living Room Main
Other Lower
Primary Bedroom Full Bath,Stall ShowerMain

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NMLS Mortgage Loan Originator ID 130058

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Joseph.Mollica@raveis.com

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40 Orchard Street, Stamford (Waterside), CT, 06902

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.802% 5.990%
Monthly Tax Payment $514 $514 $514
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,594 $2,561 $3,321
Total Monthly Payment $3,183 $3,150 $3,910

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.