Welcome to your slice of paradise in the vibrant Latitude Margaritaville community in Daytona Beach, a premier 55+ community! This charming 2-bedroom, 2-bathroom home with a bonus room provides 1, 464 square feet of open, airy living space, designed to make you feel right at home from the moment you walk in. The moment you enter, you’re greeted by soaring vaulted ceilings with exposed beams, creating an inviting, spacious atmosphere that flows effortlessly from room to room. The heart of the home is the beautiful kitchen, featuring stainless steel appliances, a large center island, stone countertops, and a pantry — all perfect for cooking and entertaining. The open-concept layout connects the kitchen to the living and dining areas, where sleek laminate flooring adds a modern touch. The primary suite is a peaceful retreat, with a private en-suite bathroom boasting dual sinks and a walk-in glass shower. On the other side of the home, the second bedroom and bonus room provide flexibility and privacy. Relax on the L-shaped screened-in patio, where you can enjoy peaceful views of the park and soak in the serene atmosphere. The two-car garage provides plenty of storage space, while the Latitude Margaritaville community elevates your lifestyle with resort-style amenities including a fitness center, community pool, and endless opportunities for socializing and recreation. This is the perfect place to embrace the Florida life in a 55+ community — don’t miss out on making it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $283 | $283 | $283 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,153 | $2,778 |
Total Monthly Payment | $2,514 | $2,511 | $3,136 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.