As soon as you enter this 55+ boating community, past Surprise Lake & its fountain, you will feel at home. River Haven is a desirable, resident-owned (no land leases!) golf-cart friendly (& just plain friendly) community minutes from downtown Punta Gorda, & routes 41 and 75. There is plenty to do within the community & even more in the popular, Charlotte Harbor-side town of Punta Gorda: festivals, concerts, farmer's markets, car shows, golf, boating, shopping, restaurants, famous Fisherman's Village, Military Heritage Museum, Botanical Gardens & more! This home offers a lot of value. The open floor plan of the living room, dining room and kitchen are perfect for entertaining and feature luxury vinyl plank flooring. The kitchen has an island with breakfast bar and extra storage underneath. The bedrooms are peacefully nestled in the rear and the primary bedroom has an ensuite bath. The sunny and spacious Florida Room is a great place to read, relax, play cards or perhaps enjoy coffee or an adult beverage! There is a shed and a carport. Within the community is a clubhouse with a library, commercial kitchen, billiards and an event (fun times!) room plus porch and waterside seating. There is a gorgeous, heated fully screened and caged pool for relaxing or exercising. The community has made thoughtful use of its waterfront, with a small marina, picnic area, park, dog park and nearby shuffleboard court. It is under 5 minutes to Publix, Home Depot, restaurants and services plus the Punta Gorda airport. Are you ready to pack your suitcase and sunscreen? Because that is all you will need: this well-maintained home comes turn-key with a few exceptions! Why let everyone else enjoy the relaxed and fun lifestyle at River Haven? Why not you?
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$128,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $102,400 | $102,400 | $102,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $78 | $78 | $78 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $690 | $681 | $864 |
Total Monthly Payment | $843 | $834 | $1,017 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.