44 Utina Way, Saint Augustine, FL, 32084 | $425,900

This charming 2-bedroom, 2-bath condo, located in the serene, gated 55+ community of Villages of Seloy, offers the perfect blend of comfort and convenience. Boasting a single-story layout, the home features an expansive open floor plan that seamlessly connects the living, dining, and kitchen areas, creating an inviting space for relaxation and entertaining. The split bedroom design ensures privacy, with the master suite and guest bedroom situated on opposite sides of the home. With 1760 square feet of living space, this condo offers generous room for all your needs. Step inside where you will find the kitchen is the heart of this home overlooking the living space. The kitchen features SS appliances, bright, white cabinets and a breakfast bar for casual dining. Adjacent to the kitchen is the formal living room and the family room and dining room are just beyond the kitchen. The family room is the perfect space to gather with a glass door leading out to your private screened lanai. Enjoy your morning cup of coffee year round on your lanai or dine al-fresco. Back inside, the master suite is just off the family room with an en-suite that features a dual vanity, walk-in closet and a fully tiled shower. A guest bedroom with guest bathroom is across the home and can easily be closed off from the home by a door to allow maximum privacy for guests. Tile throughout makes it easy to maintain. The attached 2-car garage provides ample storage and parking space. The gated community ensures security and peace of mind, making this an ideal home for those seeking a relaxed and active lifestyle. Amenities include a community pool, fitness center and clubhouse. Welcome home!

Features

  • Parking: 2 Car Garage,Attached
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Levels: 1
  • Amenities: Clubhouse,Exercise,Gated,Community Pool Unheated
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 0x0
  • Complex: Villages of Seloy
  • Year Built: 2018
  • Common Charge: $469
  • Approx Sq. Feet: 1,760
  • Est. Taxes: $3,243
  • Elem. School: Crookshank Elementary
  • Middle School: Murray Middle
  • High School: St. Augustine High
  • MLS#: 241795
  • Days on Market: 214 days
  • Website: https://www.raveis.com
    /prop/241795/44utinaway_saintaugustine_fl?source=qrflyer
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Listing courtesy of Keller Williams St Augustine

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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44 Utina Way, Saint Augustine, FL, 32084

$425,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,720 $340,720 $340,720
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $270 $270 $270
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,295 $2,265 $2,873
Total Monthly Payment $2,640 $2,610 $3,218

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.