Welcome to this beautifully maintained 4-bedroom, 2. 5-bath Colonial, offering a perfect blend of classic charm and modern updates. Nestled in a serene neighborhood, this home boasts spacious living areas filled with natural light, hardwood floors, and a warm, inviting atmosphere. The first floor features a formal dining room, living room, and a cozy family. The kitchen comes complete with, ample cabinetry, that overlooks the backyard. Upstairs, the primary suite offers a spacious bedroom with en-suite bath, providing the perfect retreat. Three additional bedrooms share a large, bathroom, ensuring plenty of space for family or guests. The half bath on the main floor adds convenience for visitors. Outside, enjoy the spacious yard perfect for summer barbecues, and a two-car garage. With easy access to schools, parks, and shopping, this home offers everything you need for comfortable living in a prime location. Don't miss your chance to make this stunning colonial your own!"
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,241 | $1,241 | $1,241 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,589 | $4,630 |
Total Monthly Payment | $4,926 | $4,922 | $5,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.